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Frequently Asked Questions (FAQs)

Applicants must be between 21 to 59 years old to qualify for any of our loan programs.

We offer both Non-Collateral and Collateral loan options:

✅ Non-Collateral Loans:

  • OFW Loan – For Overseas Filipino Workers with valid contracts.

  • J1 Visa Loan – For individuals under the J1 exchange program.

  • Seaman's Loan – For active and returning seafarers with valid contracts.

  • Doctor's Loan – For licensed and practicing medical professionals.

✅ Collateral Loans:

  • Sangla ORCR – Use your vehicle's OR/CR (Official Receipt and Certificate of Registration) as collateral.

  • Motor Sangla ORCR – For motorcycle owners using their OR/CR as collateral.

  • Car Sangla ORCR – For car owners looking to loan against their vehicle’s OR/CR.

  • Truck Sangla ORCR – Designed for truck owners needing funds using their vehicle’s documents.

  • Sangla Titulo (TCT)—For property owners who want to loan using their land title (Transfer Certificate of Title) as collateral.

Processing time varies depending on the type of loan and document completeness, but many clients receive approval within 24 to 48 hours.

Yes, depending on your payment history and capacity to pay, you may still qualify for another loan.

Simply message us or contact a KwikKapital Loan Advisor. We’ll guide you step-by-step through the requirements and processing.

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